pulled for towing!

[clearyvan]

Took my car for mot today, as it was uninsured I asked a mate for a tow, car flew through mot which was all good but on way home a damn county car gave us a tug! He done me for driving uninsured 6 points, £300. Fine and impounded the car I was gutted as I. Have managed to keep a clean license untilled now! was unaware that it had to be insured to get towed.. maybee was a bit foolish ov me.... thought this may give people a heads up if people didn't know about this.....gutted...

[daddy cav]

You didn't know that both cars need to be insured to tow ...... it aint a trailer buddy .

[jo4nny8]

Depending on who you speak to it changes so i wouldnt slag the guy off just yet.

i bought a nova off ebay a couple of years ago and unfortunately the wheel fell off on the way home - just my luck a traffic car was behind me

however he had to ring through to his station to check the rules as it was not insured and he came back with the answer that if i am using a rigid bar system, then it is in effect controlled like a trailer and therefore insured on my pulling car policy

of i went on my merry but foolish way

i would check it out with someone to confirm if its correct

[rc]

If you'd of insured it then you wouldn't of needed a tow, you could of driven it to the mot station and back.

[clearyvan]

That's what I said to cop mate, he just said unlucky..... I was using a towing bar like but the Guy gave me no joy, think he was having a bad day to be honest like. He said if the bar somehow came loose and I crashed it would be classed as me being uninsured. should I be checking this out then?

[jayporn]

I didn't know you needed to be insured either. I've been towed in plenty of cars without insurance with a rope. Got a proper tow rod thing now though.

I thought insurance was for 'mechanically propelled vehicles' if its getting towed not driving on its own power then its effectively a trailer??

Think thats a gay rule tbh, friend of a friends car got hit by a drunk driver whilst parked on the street, Had just been bought and not sorted insurance out. He got done with no insurance even though he was not in the car. I thought you only needed road tax to be parked on the street.

[jayporn]

That's what I said to cop mate, he just said unlucky..... I was using a towing bar like but the Guy gave me no joy, think he was having a bad day to be honest like. He said if the bar somehow came loose and I crashed it would be classed as me being uninsured. should I be checking this out then?

So you were using a proper bar thing and got done? thats crazy!

[Paul]

Unlucky, but I cannot see how you can be covered

[crombievts]

Depending on who you speak to it changes so i wouldnt slag the guy off just yet.

i bought a nova off ebay a couple of years ago and unfortunately the wheel fell off on the way home - just my luck a traffic car was behind me

however he had to ring through to his station to check the rules as it was not insured and he came back with the answer that if i am using a rigid bar system, then it is in effect controlled like a trailer and therefore insured on my pulling car policy

of i went on my merry but foolish way

i would check it out with someone to confirm if its correct

so before the wheel fell off you were driving uninsured ?

[Benn]

Sorry but every one should know or does know a car needs to be insured to be on the Queens highway.

[Grim Reaper]

even if you were using a solid bar, and being towed you are still in the wrong unfortunately...
reason being, even if the car is on a rigid bar, you still have to control it, therefore it is not a trailer...its only a trailer IF you are not controlling the car that is being towed, so you need a dolly (as you dont sit in the car being towed) and thus in theory making the car being towed a trailer...

in short, you cannot control the car that is being towed

fines and police (sometimes) suck

[clearyvan]

Might as well Ov drove it through.....sick as fook.

[Benn]

Not "sick" at all. you cant ever park a car on the road with out it being insured. Cant believe people don't know this.

[kazsymonds]

I didn't know you needed to be insured either. I've been towed in plenty of cars without insurance with a rope. Got a proper tow rod thing now though.

I thought insurance was for 'mechanically propelled vehicles' if its getting towed not driving on its own power then its effectively a trailer??

Think thats a gay rule tbh, friend of a friends car got hit by a drunk driver whilst parked on the street, Had just been bought and not sorted insurance out. He got done with no insurance even though he was not in the car. I thought you only needed road tax to be parked on the street.

So if I go to the top of a very big hill put it in neutral and roll to the bottom i don't need insurance?

What makes you think that a rope changes a car's "mechanically propelled" status? It's still a mechanically propelled vehicle, the same way that a boat on land is still a boat...

[jayporn]

Sorry but every one should know or does know a car needs to be insured to be on the Queens highway.

Well i didn't know neither did the guy who's car got hit, i think many people have wrongly assumed that if a cars not actually being driven it still needs to have insurance.

Not trying to be arsey but Here is a paragraph from The road traffic act 1988 c.52

143 Users of motor vehicles to be insured or secured against third-party risks

(1) Subject to the provisions of this Part of this Act—
(a) a person must not use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act, and
(b) a person must not cause or permit any other person to use a motor vehicle on a road unless there is in force in relation to the use of the vehicle by that other person such a policy of insurance or such a security in respect of third party risks as complies with the requirements of this Part of this Act.
(2) If a person acts in contravention of subsection (1) above he is guilty of an offence.


And a quote from insurancesos.co.uk

Third Party Insurance, according to RTA, is a policy that car owners need to be insured for liabilities such as possible injuries to others. They also require the driver to be insured for possible damage to another person’s residence due to the use of a car on a public road or in other public places like parks, residential areas and private properties.





Both paragraphs have the term 'use' if a car is parked then its not actually being 'used'

[Benn]

If the wheels are on the Queens highway it has to be insured, taxed and moted. That's always been the law.

[Grim Reaper]

If the wheels are on the Queens highway it has to be insured, taxed and moted. That's always been the law.

unless its on 2 IE, a dolly or axle stands...but axle stands on a public road is a grey area, some cops think its ok and let you off (like i got let off because my car couldnt no get up the smallest of friggin curbs lmao)

[jayporn]

So if I go to the top of a very big hill put it in neutral and roll to the bottom i don't need insurance?

What makes you think that a rope changes a car's "mechanically propelled" status? It's still a mechanically propelled vehicle, the same way that a boat on land is still a boat...

Point i was making was i thought ropes were illegal now and thought fixed towing bars were okay. Obviously i was wrong.

A rope wont make a car not a mechanically propelled vehicle, but assumed as it was being towed then is would be classed as a trailer and not need its own insurance as its not being driven under its own power.

[Grim Reaper]

Point i was making was i thought ropes were illegal now and thought fixed towing bars were okay. Obviously i was wrong.

A rope wont make a car not a mechanically propelled vehicle, but assumed as it was being towed then is would be classed as a trailer and not need its own insurance as its not being driven under its own power.

big difference is that a trailer doesnt need to be controlled, where as a car being towed does , hence needing separate insurance to the vehicle being used to help it along

[jayporn]

If the wheels are on the Queens highway it has to be insured, taxed and moted. That's always been the law.

Not arguing with you benn, but where can i find that statement in The road traffic act 1988 or anywhere else? lmao Maybe if it was clearly written then no-one would be getting done for no insurance for just assuming there not breaking the law.

[jayporn]

big difference is that a trailer doesnt need to be controlled, where as a car being towed does , hence needing separate insurance to the vehicle being used to help it along

Yes agreed, nice clear explanation you wrote earlier

[Astra Dan]

Ignorance isn't always bliss.

I think in the uninsured car on the road case, the car is deemed still in use by the last person to have driven it, i.e. hoever left it there.
I also expect he admitted to driving the car home in the first place, therefore also uninsured.

To be safe, and this is my attitude, just don't go near any car without some form of insurace. With dayinsure etc being £17, my licence is worth far more to me than a few quid.

[Grim Reaper]

Not arguing with you benn, but where can i find that statement in The road traffic act 1988 or anywhere else? lmao Maybe if it was clearly written then no-one would be getting done for no insurance for just assuming there not breaking the law.

its not everyones fault TBF, not everyone follows up on all the laws...peoples generally tend to go with word of mouth, and when they hear something then depending on how convincing the mong is then the end up persuading the poor guy into thinking that some magically fairytale is real

[jayporn]

Agreed Astra dan and grim reaper.

I've always just went along with what my mates have thought and what other people have said. Glad this thread came up tbh i wont be getting towed without insurance now.

Unlucky for Clearyvan, i'd be p1ssed if i got done aving assumed that i wasn't breaking the law.

I'm sure a guy i know has a towing thing that attaches to the lower arms of the towed car so it can be towed without someone in it, its a fold up thing seen it on ebay.

[Grim Reaper]

Agreed Astra dan and grim reaper.

I've always just went along with what my mates have thought and what other people have said. Glad this thread came up tbh i wont be getting towed without insurance now.

Unlucky for Clearyvan, i'd be p1ssed if i got done aving assumed that i wasn't breaking the law.

I'm sure a guy i know has a towing thing that attaches to the lower arms of the towed car so it can be towed without someone in it, its a fold up thing seen it on ebay.

that is called a dolly well worth it if you do alot of towing...

and also, its the person that is being towed that will get done for the so called insurance fraud, not the person in front that is towing (so long as the car infront is in legal/roadworthy condition they will not be bothered...)