insurance companys

[OHC]

[Rant]

Them ****ing disgusting wankers, did an insurance quote on a car i would like and it came up for me as £944, did a quote as a woman with exactly the same details and same car and it was over £300 cheaper for a woman, i know women get it cheaper but i am ****ing disgusted at that, is this to do with men being more likely to cause accidents (when facts show woman have less spacial awareness, and going by my mothers driving, no spacial awareness at all!) and the majority of women are less confident on the roads than men (if i see another female nissan micra driver doing 30-40 mph down 60-70 roads looking petrified and rigid I'll scare them off the road for ****ing good!) how can this constitute them making us men who are hmmmmm more confident on the roads (usually) paying up to and over £300 more, what we need (if it hasn't been done) is an insurance company just for men who are new to the roads and have a small budget for insurance as c'mon how many lads new to the roads can afford to pay up to £1G or more for a 1 litre or 1.2 car, guess i was lucky to get my insurance for £766, but if i had boobs and a front bum i could have possibly paid £466, i am ****ing pissed off with that, knew the fairer sex paid less but never expected that .

[/End Rant]

[EY]

Women are technically worse drivers on average, but they are involved in less serious accidents than men.

[keithcdb]

(if i see another female nissan micra driver doing 30-40 mph down 60-70 roads looking petrified and rigid I'll scare them off the road for ****ing good!)

Lets hope for YOUR sake she is not related to me.....

[OHC]

Originally Posted by keithcdb

Lets hope for YOUR sake she is not related to me.....

it doesn't matter who they are related to, my mother drives a nissan micra down roads like that at slow speeds although she is gaining confidence, its not safe by any means to drive at slow speeds down a high speed road, it annoys other drivers and that's what causes accidents and road rage.

[Dexy]

Originally Posted by OHC

it doesn't matter who they are related to, my mother drives a nissan micra down roads like that at slow speeds although she is gaining confidence, its not safe by any means to drive at slow speeds down a high speed road, it annoys other drivers and that's what causes accidents and road rage.

A high speed road eh, well national speed limit, if your sticking to it or if your under like yer maw, you should have learned enough in your driving test to slow down and not cause an accident.

[marblegary]

Originally Posted by OHC

if i see another female nissan micra driver doing 30-40 mph down 60-70 roads looking petrified and rigid I'll scare them off the road for ****ing good

not exactly helping your case there about how you should have cheaper insurance than them!

it is stupid though, if it were the other way round a bunch of lesbians would no doubt have claimed sexism and put a stop to it a long time ago

[OHC]

Originally Posted by Dexy

A high speed road eh, well national speed limit, if your sticking to it or if your under like yer maw, you should have learned enough in your driving test to slow down and not cause an accident.

im not talking about me, im talking about road users in general, i didn't mention my driving ability or road common sence in that and for the record even though i have only had my license since february i am a safe driver and don't drive like i own the road but this is beyond the point, i think some people are missing the point here

[OHC]

Originally Posted by marblegary

not exactly helping your case there about how you should have cheaper insurance than them!

lol i was being daft then, i wouldn't actually do that.

it is stupid though, if it were the other way round a bunch of lesbians would no doubt have claimed sexism and put a stop to it a long time ago

and im glad some one actually understands what i am saying, finally

[Allvaux]

Originally Posted by OHC

[Rant]

Them ****ing disgusting wankers, did an insurance quote on a car i would like and it came up for me as £944, did a quote as a woman with exactly the same details and same car and it was over £300 cheaper for a woman, i know women get it cheaper but i am ****ing disgusted at that, is this to do with men being more likely to cause accidents (when facts show woman have less spacial awareness, and going by my mothers driving, no spacial awareness at all!) and the majority of women are less confident on the roads than men (if i see another female nissan micra driver doing 30-40 mph down 60-70 roads looking petrified and rigid I'll scare them off the road for ****ing good!) how can this constitute them making us men who are hmmmmm more confident on the roads (usually) paying up to and over £300 more, what we need (if it hasn't been done) is an insurance company just for men who are new to the roads and have a small budget for insurance as c'mon how many lads new to the roads can afford to pay up to £1G or more for a 1 litre or 1.2 car, guess i was lucky to get my insurance for £766, but if i had boobs and a front bum i could have possibly paid £466, i am ****ing pissed off with that, knew the fairer sex paid less but never expected that .

[/End Rant]

I heard a rumour that the more full stops/punctuation you use, the cheaper the insurance.

[OHC]

Originally Posted by Allvaux

I heard a rumour that the more full stops/punctuation you use, the cheaper the insurance.

better than txt speak

[Twelfty]

Originally Posted by marblegary

it is stupid though, if it were the other way round a bunch of lesbians would no doubt have claimed sexism and put a stop to it a long time ago

thank god someone said it

[Vectra Dave]

Originally Posted by OHC

...., its not safe by any means to drive at slow speeds down a high speed road, it annoys other drivers and that's what causes accidents and road rage.

Its safe to drive at whatever the hell speed you want to within the limit. There are exceptions like under 40mh on motorways, but on open roads, people should drive at the speed they feel comfortable at. If you cant handle someone else going slow, its YOUR driving skills that need improved.


Im sure its a very frustrating situation for you, but this thread just makes you sound like an immature wee thug. No wonder your insurance is high.

[Twelfty]

yh but that said it doesnt account for the fact that we get whacked with X% more than women drivers

[keithcdb]

Originally Posted by OHC

im not talking about me, im talking about road users in general, i didn't mention my driving ability or road common sence in that and for the record even though i have only had my license since february i am a safe driver and don't drive like i own the road but this is beyond the point, i think some people are missing the point here

You said you were going to run women in micra's driving slowly of the bloody road

Originally Posted by Vectra Dave

Its safe to drive at whatever the hell speed you want to within the limit. There are exceptions like under 40mh on motorways, but on open roads, people should drive at the speed they feel comfortable at. If you cant handle someone else going slow, its YOUR driving skills that need improved.


Im sure its a very frustrating situation for you, but this thread just makes you sound like an immature wee thug. No wonder your insurance is high.

Thank you

[OHC]

Originally Posted by Vectra Dave

Its safe to drive at whatever the hell speed you want to within the limit. There are exceptions like under 40mh on motorways, but on open roads, people should drive at the speed they feel comfortable at. If you cant handle someone else going slow, its YOUR driving skills that need improved.


Im sure its a very frustrating situation for you, but this thread just makes you sound like an immature wee thug. No wonder your insurance is high.

my driving skills are fine, passed first time but once again this is about the difference between the prices for men and women not how i drive, once again point missed, and you cant say you have sat behind some one doing 30 on a 60 road and get annoyed by it, but alas this is again away from the point

Originally Posted by keithcdb

You said you were going to run women in micra's driving slowly of the bloody road

which was sarcasm, obviously not your strong point.

[OHC]

Originally Posted by Twelfty

yh but that said it doesnt account for the fact that we get whacked with X% more than women drivers

[keithcdb]

Originally Posted by OHC

which was sarcasm, obviously not your strong point.

Sarcasm is actually one of my strong points, your obviously not very good at it...... But as said above your not very good with grammar or potentially driving, who's counting tho?

[OHC]

[Lugy]

Solution.....

Avoid claims, then after a couple of years you can get a faster car and overtake the slow people safely

[Vectra Dave]

Im not going off topic, im addressing points you raised.

Anyway, if you want to know why women pay less, its because when a woman has an accident its generally a bump in a carpark due to not paying attention, or rear-ending someone at the lights etc. Womens accidents are usually at lower speed and cause less damage, so the claims are smaller.
When a male crashes, he does all these things, plus is also just as likey to bin it into someones livingroom at 90mph. Male accidents are normally higher speeds, on the open road and the resulting claim is usually much more expensive. Plus, males are much ore likely to be doing stupid things like racing their mates ar scaring women in micras who are going slowly, so they are more likely to have a crash.
Thats how insurance works, its just a bet basically. a prediction basd on statistics, and the numbers are against males. There is no sexism involved, just mathematics.

People often get their pants twisted about women having cheaper premiums..."its sexist blah blah bah", but the elderly have cheap insurance too. Again, they are more likely to have small shunts around town than spectacular (and expensive) crashes. Yet, nobody greets on about this being "ageist".

[OHC]

my insurance for my nova wasn't too bad at £766 (people who have more experience and plenty NCB would probably get it for a couple of hundred tops) hopefully next year il have a 1.6 16 valve in it if its cheap enough to insure.

[OHC]

Originally Posted by Vectra Dave

Im not going off topic, im addressing points you raised.

Anyway, if you want to know why women pay less, its because when a woman has an accident its generally a bump in a carpark due to not paying attention, or rear-ending someone at the lights etc. Womens accidents are usually at lower speed and cause less damage, so the claims are smaller.
When a male crashes, he does all these things, plus is also just as likey to bin it into someones livingroom at 90mph. Male accidents are normally higher speeds, on the open road and the resulting claim is usually much more expensive. Plus, males are much ore likely to be doing stupid things like racing their mates ar scaring women in micras who are going slowly, so they are more likely to have a crash.
Thats how insurance works, its just a bet basically. a prediction basd on statistics, and the numbers are against males. There is no sexism involved, just mathematics.

People often get their pants twisted about women having cheaper premiums..."its sexist blah blah bah", but the elderly have cheap insurance too. Again, they are more likely to have small shunts around town than spectacular (and expensive) crashes. Yet, nobody greets on about this being "ageist".

this is more the stuff i was looking for (instead of sarcastic comments about my driving ability etc so thank you for that) matter of fact, covered all the important bits i wasn't sure of

[kNeo_gHau]

Originally Posted by Vectra Dave

People often get their pants twisted about women having cheaper premiums..."its sexist blah blah bah", but the elderly have cheap insurance too. Again, they are more likely to have small shunts around town than spectacular (and expensive) crashes. Yet, nobody greets on about this being "ageist".

Umm, actually i have somewhere in the past. My question at the time is if insurance companies can be sexist and ageist over premiums, how come race never comes in to it? There's bound to be statisics out there somewhere saying asians are most likely to crash than whites, whites are more likely to cost more in payouts, americans are less likely to crash than minority b etc. Why doesn't this come in to play during renewal time? Oh yeah, that would be racist

[keithcdb]

Originally Posted by OHC

this is more the stuff i was looking for (instead of sarcastic comments about my driving ability etc so thank you for that) matter of fact, covered all the important bits i wasn't sure of

Listen son, it was your stupid comment that provoked my response. No more stupid comments = no more sarcastic responses

[OHC]

Originally Posted by keithcdb

Listen son, it was your stupid comment that provoked my response. No more stupid comments = no more sarcastic responses

that wasn't aimed at you mate, and fair enough my comment was a bit stupid but i was pretty annoyed when i posted that lol, and please don't call me son.