MIGClub Insurance Scheme with Chris Knott Insurance

[Tim@ChrisKnott]

Do you insure caged cars?

Afraid not, sorry.

[Tim@ChrisKnott]

Here we go! The August rush!
August is always a busy month so if you're insurance renewal (for car, home, breakdown or travel!) is due, please feel free to ring us for a quote on our scheme. 0800 917 2274 or 01424 200477 and please quote the forum reference number found in my signature.

[Nemesis]

Just to add I'm coming to the end of a year with CK... they were a fair bit cheaper than the next best quote I had. I've not had any issues whatsoever and they switched the car over for me no problems when I bought a new one!

10/10

[Kev_G]

Called on the 23rd July to see about a multi car policy / mirroring my NCB bonus and spoke to Emma (my ref was 8427b) i can not say how great she was doing everything for me that she could and went above and beyond the extra mile to explain it all to me how the system works and to get my price down. Please please can you pass this on to her team leader / line manager as she is a total credit to your company and the reason i keep coming back and recommending you!

Thanks

Kevin Greaves

[Nemesis]

Called on the 23rd July to see about a multi car policy / mirroring my NCB bonus and spoke to Emma (my ref was 8427b) i can not say how great she was doing everything for me that she could and went above and beyond the extra mile to explain it all to me how the system works and to get my price down. Please please can you pass this on to her team leader / line manager as she is a total credit to your company and the reason i keep coming back and recommending you!

Thanks

Kevin Greaves

I bet you've already added her on facebook as well lmao

[Kev_G]

I bet you've already added her on facebook as well lmao

the problem with that is? lmao

[Tim@ChrisKnott]

If your car insurance renewal (or home, travel, car breadown for that matter!) is due in August, please feel free to ring for a quote on our scheme. In the next few weeks, we will have the September rates installed on our computers so we can quote for that month when that happens.

Our numbers are 0800 917 2274 or 01424 200477 and please don't forget to quote the club reference number found in my signature.

[Tim@ChrisKnott]

I just thought I’d try and explain a little more about the insurer’s decision to amend the criteria for our insurance scheme. Please believe me when I say that we would love to insure everybody and I’ve enjoyed reading people’s feedback when they talk of our prices, customer service, claims handling, etc. However, the insurers have been hit hard this year and when trying to find out why, they have discovered that, in general, there are certain elements which are causing the problems. Hence the reason to only accept modifications with cosmetic changes and modded bhp increases of no more than 20bhp.

Also people must have at least 1 year's NCB – no introductory discounts are allowed, no more than 1 SP/PC/PL conviction offence per driver and minimum premiums are £250 for Comprehensive & £200 for TPFT cover.

It seems that people outside of this criteria are losing money big-time for the insurers though of course this is a generalisation as they understand not everyone claims in these ‘areas’. It’s just that once bitten, twice shy.

May I reiterate that it’s not us who have made this decision but the insurers. Let me point you to this article which tends to sum up the market at the moment - http://news.sky.com/skynews/Home/Bus...Research_Finds

[Tim@ChrisKnott]

Hi
If your car insurance renewal is due in September, please feel free to ring us for a quote on our scheme!
The parameters have changed in that the scheme insurers don't accept bhp increase mods by more than 20bhp or people with more than one conviction or who have had a fault claim in the last 12 months.

[Lugy]

I've just called up but you can't insure my Discovery through the scheme, I don't have any NCB to transfer though I'll have 4 years on my daily driver next month which I'd rather keep on that.

The car will do a max of around 4k miles annually and only be used for SDP, is there any other policies you offer that'd benefit me?

[Tim@ChrisKnott]

I've just called up but you can't insure my Discovery through the scheme, I don't have any NCB to transfer though I'll have 4 years on my daily driver next month which I'd rather keep on that.

The car will do a max of around 4k miles annually and only be used for SDP, is there any other policies you offer that'd benefit me?

Hi
The only way round it is for us to quote you on both cars as we're allowed to give introductory discounts for 'existing' clients.

[Tim@ChrisKnott]

We have October rates in our system now so if your car insurance renewal is due, please feel free to ring us for a quote.

0800 917 2274 or 01424 200477 and please state the forum name and/or reference number found in my signature.

By the way, if you have home insurance, here is a post from a forum written yesterday - 'Our home insurance is up for renewal, so I decided to get a quote from the club scheme to see if there as good for home as they are for car insurance. My renewal from (.........) was £413 a year. Chris knott a bargain £318 a year.'

So try us on your home insurance as well!

[Tim@ChrisKnott]

It’s fair to say premiums are increasing this year due to the increased cost of claims rather than the increased number of claims and these premium increases are imposed on us by the insurers.

Even though there is obviously negative reaction to this, our renewal retention rate has only dropped by 5% from 81% to 76% so it seems that approximately 3 out of every 4 people still renew with us.

I’m also hoping that after a period of time (such as 12 months or so), the criteria will be relaxed somewhat but we will see.

[Tim@ChrisKnott]

Hi

Again we see the media talking about the premium increases which seem to be affecting nearly everyone.
Here is the latest article from this weeks’ Daily Mail - Motorists warned to expect 'double digit' hikes in car insurance | Mail Online

For years, our scheme insurers tended to avoid these increases when all around we were hearing of price jumps.

However, fortunately, we are still writing plenty of business even though these increases have been imposed nationally. I still see on forums that our insurance scheme is making savings for forum users (and some large – a £200 saving was quoted on one forum this week!

Therefore, I’d encourage you to call us for a quotation if your renewal is due within the next 21 days or so. You will also be able to take up our competitively priced full UK breakdown cover at £54.50. Please just ask my colleague when you ring for a quote.

The new criteria of not accepting any bhp increase mods by more than 20bhp does affect some on the forum but we are still busy though we’re sorry that this precludes some from getting a quote from us.

Please ring 0800 917 2274 or 01424 200477 and quote the club reference number found in my signature.

[Mike-vec]

Looks like I'm screwed, I've had one claim, got an SP30 in 2007, which has expired, and more than 20BHP increase , but as I'm nearly half a century, I'm not sure if this will count, also insurance not due till August next year.

[Tim@ChrisKnott]

Hi there
Just to let you know our offices are still open despite the amount of snow we’ve had.
Some of us, like myself, are snowed in but half the staff are working.
0800 917 2274 or 01424 200477

[Tim@ChrisKnott]

Hi
There has been a lot of talk about people being charged for putting winter tyres on their cars.

Can I just say to save any uncertainty we will not charge for anyone doing this though you do have to notify us if you add them?

May I also wish you all a very Happy Christmas and peaceful New Year.

[Tim@ChrisKnott]

LATEST NEWS

Hi
Just to let you know that the scheme now allows modified vehicles with an increase of up to 50bhp.

Best wishes

[Tim@ChrisKnott]

After a strange few months of changing criteria and shifting patterns in the insurance market, January for us, in terms of business, surpassed January 2010 (before all these changes took place) showing that the current scheme seems to be working rather well!


So, please feel free to ring us if your car (or home) insurance is due in the next few weeks!

[Tim@ChrisKnott]

Hi
My apologies for being away from the forums for so long. We have had a few internal changes.

March is a very busy month for insurance renewals so please feel free to ring us if your car insurance is due for renewal in the next few weeks.

In 2010, we recorded an average saving of 10.5% off our new customers quotes elsewhere and we have just had an extremely good first 2 months of the year – surpassing our target by quite a vast amount!

In fact, we were already two thirds to our February target a quarter of the way through the month!

It is great to see people ringing us up but we would like every possible person who fits the criteria to at least ring us on the freephone number and hopefully see the benefits that so many other people are seeing.

Please phone on 0800 917 2274 or 01424 200477 for mobiles and don’t forget to quote the club reference number found in my signature below.

Also, please can you give me your feedback regarding the quote on here as we see so little feedback compared to the number of people who ring us for a quote!
The figures show a good number of people ringing but only a handful ever post!

[Sprinter]

It didn't quite work out for me with my Suzuki GV - 65% more than my current insurer having removed my father from the policy because he was too old for you, ageist i think. Unfortunately i was unable to accept your quote! This was for a 42 y/o no accident or convictions, you gotta love a laugh.

[Tim@ChrisKnott]

Hi

Whilst the insurance market seems to have hardened over the last 12 months or so, we have always worked hard on our customer service and it’s nice to see comments on the forums of people being satisfied with our efforts. We endeavour to assist customers to our utmost and trust this is a major reason why people renew with us year after year.

Bearing this in mind, please feel free to contact us for a quotation on your car (and home!) insurance when they are due. We would be more than happy to quote for you.

[vxlgsi]

Im looking for cover on my calibra turbo so far flux are winning, can you compete with them?

[Tim@ChrisKnott]

Im looking for cover on my calibra turbo so far flux are winning, can you compete with them?

Yes we do regularly!

[vxlgsi]

Just rung for a price absoloute waste of space time and effort.