MIGClub Insurance Scheme with Chris Knott Insurance

[Jack]

Yes Tim, I personally would find that useful. It might be an idea to stick a template up here so that people know what sort of information to include. Something along the lines of:

Name
Address
Post code
Birthday
Years driving
Years no claims
Additional drivers
Points on your licence
Vehicle reg
Vehicle location (drive, garage...etc)
Vehicle modifications
Miles per year

...etc

[Adam]

Hi Tim,

that wud of been very usefull last week lmao..can u confirm u got my mod specs via post in complience with the insrance I took out with you

cheers

[Tim@ChrisKnott]

There is no doubting the success of our insurance scheme and we do thank all of you for ringing us.
However, we are often asked about online quoting.

The scheme is such that it is impossible to quote online but we have an idea!

We prefer people to ring us for a quote but if you're car insurance renewal is due within the next 21 days, please feel free to complete the questions below, then copy & paste, then email to peter.haywood@chrisknott.co.uk, who will contact you with the quote.

The scheme starts for ages 22 and over for Comprehensive cover (though 25 for some cars), & 19 and over for TPF&T cover, and you must have at least 1 year's NCB (unless you have NCB on a second car or a company car letter to state at least 1 year's claim free driving).

All drivers must have held a full UK licence for at least 1 year, and to insure a 'performance' car, there must be at least 1 years experience of driving that, or similar performance cars. Unfortunately, the scheme is not competitive on all M - Manchester, L - Liverpool, OL - Oldham & SK1-12 - Stockport postcodes and excludes Northern Ireland.

1.WE WILL ONLY QUOTE IF YOUR CAR INSURANCE RENEWAL DATE IS WITHIN 21 DAYS OF THE DATE OF YOUR EMAIL,
2.PLEASE ANSWER EVERY QUESTION BELOW,
3.COPY & PASTE ALL THE TEXT FROM 'NAME OF CLUB' DOWN TO THE BOTTOM
4.EMAIL THIS TO peter.haywood@chrisknott.co.uk
5.WE WILL RING YOU BACK WITH THE QUOTE. (IF YOU HAVEN'T HEARD ANYTHING WITHIN 24 HOURS, PLEASE RING US AS WE INTEND TO LEAVE MESSAGES & SEND EMAILS SAYING WE HAVE TRIED TO CONTACT YOU).

Here you go - (if at all possible, can you reply in CAPITALS and different font/colour please?)

NAME OF CLUB : MIGWEB
CLUB REFERENCE NUMBER: 921

Full name of policyholder (inc Mr/Mrs/Miss/Ms)

Home postcode

Mobile number

Daytime number

Vehicle registration number

Make & full model of car

CC

Year of manufacture

Value of car

Registered Keeper
Registered Owner

Where vehicle kept overnight

Number of seats

Date of purchase of car
(If less than 12 months ownership, please
give details of previous cars owned)

Immobiliser fitted

Modifications

RHD or LHD

Cover required (Comprehensive or TPFT)

Renewal date

Years NCB that is available to use on this policy
(NCB lapsed 2+ years ago and NCB earned as a named driver is not acceptable)

Protected bonus required if full NCB – yes or no


Who is driving
For ALL drivers –

Male or female

Date of birth

How long lived in UK

How long held a full UK licence

Occupation plus any part time jobs

Business nature of your job

Employed or self-employed

Marital status

Total miles per annum

Use of car – commuting or business use
If business use (if so, what specifically)

Homeowner

Any claims fault or non fault within 5 years
Please give circumstances including approx costs, which policy the claim was on and what happened

Any convictions within 5 years
Please give code (eg SP30), date of conviction, fine, ban

Disabilities notified to DVLA

How many cars in family

Postcode where car kept overnight

Renewal quote
Total renewal excess (inc voluntary & compulsory)
Which insurer

Best quote
Total excess (inc voluntary & compulsory)
Which insurer

(Proof will be needed of quotes as we are audited by the insurers. This can
be in the form of renewal notices, internet log in details and reference numbers).





Tim
Chris Knott Insurance - official MIGWEB insurance scheme - QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)

[Tracy]

These guys open Saturdays? Cos its just ringing and ringing

[Tracy]

Never mind lol just answered

[LEE69]

Quoted me very good this year so changed to them

[Tracy]

Yeah im waiting for a call back, they had to talk to underwriters. My More Than renewal is £448 and Chris Knott quotes were coming in at £700!!! So he trying to sort it for me

[Tracy]

Well they beat More Than with £431 Fully Comp, inc Free Protected No claims. But deposit is £132.

There are reasons i would favour Chris Knott over More Than

1. Nice People
2. Call you back when they say they will
3. UK Call Centre
4. 0800 number or landline.

But hmmmm its that £132 deposit i need to work on

[Tim@ChrisKnott]

Hi

A tip off!!!

The 'word on the street' is that premiums are 'hardening' meaning that they are going up.

HOWEVER.................

I was in the office yesterday & the New Business Manager told me that due to the success of our insurance scheme this year, the set targets each month have been upped by 25% remarkably! This started on 1/10/09.

Even though we have had a good month already, on reckoning it could be that we are just under the set target so he told me that premiums will be even cheaper for people who have renewal dates from now until 31/10/09 just so that these targets can be met!!!

The difficulty is that from now until February, there aren't as many people insuring cars.

My thought is that, because of these quieter months, the premiums will continue to be cheaper for those who have renewal dates for now, November, December, January & early February.

All I'd say is it's worth a call ESPECIALLY if your renewal date is within these months.

(My long-term thought is that if the insurers show a decent profit due to increased business but at lower premiums, then this will continue throughout next year but that is only me surmising!).

[Tracy]

Great, time to work on that high deposit

[Tim@ChrisKnott]

Great, time to work on that high deposit

Alas, there will always be around a 25% deposit in the first year if paying monthly.

Tim
Chris Knott Insurance - official MIGWEB insurance scheme - QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)

[Tim@ChrisKnott]

Please don't forget to ring us if your car insurance renewal is due in November. (You can also email us (see separate thread) if you can't ring Mon-Fri 9am-5pm or Sat morning 9am-noon).

From September onwards, we were given increased targets of attaining an extra 25% worth of business on already six figure sums (overall written premium) for new customers.

In both September & October, we have achieved this!
(The target set for renewal retention was also accomplished!).

This shows that, because of both our prices & customer service at new quoting stage & at renewal, surely it's worth a (free) call to get a quote?

0800 917 2274 or if phoning by mobile, 01580 752961, though not free. (Please make sure you fulfil the criteria so we can quote!).




Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk

[vxlgsi]

you guys do modified insurance? nothing on that form above about mods??

[Tim@ChrisKnott]

you guys do modified insurance? nothing on that form above about mods??

It does my friend, about half way down!

We are fine with all mods except roll cages & nitrous.

[vxlgsi]

ah i have a roll cage so i wont bother calling

[Knoxygtt]

Do you insure cars with engine conversions ect, ie 2.0ltr corsa, what about people who have had a driving ban?

[Tim@ChrisKnott]

Yes, and no problem!




Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
chrisknott.co.uk

[Tim@ChrisKnott]

After recording our 3rd best month ever in July, we have done it again in October - our 3rd best month ever! So thank you to everyone who has rung.

We've also now provided the option of emailing your quote details to us if you can't contact us by phone & the thread for that is found in an insurance section or my original post offering the scheme.

We are already way ahead in November based on previous years so I would encourage you to ring us (or email using the special template form only) when your car insurance renewal is due.

It really is a good time to ring us!



Kind regards
Tim
Chris Knott Insurance - officialinsurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk

[Tim@ChrisKnott]

We have just announced plans to move to much larger premises from 1st March 2010. Existing customers will be notified in due course but this is all due to the success of our insurance scheme as we look to expand.

This year we took on 50% more staff in our New Business team just to cope with demand and as more people hear about the scheme and contact us, we will look to continue to increase our numbers so as to maintain the positive feedback we receive.

We have already hit November's target with a week still to go so again thank you to those who have rung us for a quote.

I'd ask that anyone coming up for renewal (including family) within the next 21 days to please give us a ring on 0800 917 2274 or 01580 752961 by mobile (as cheaper).

Please mention the club name/reference number and don't forget our car breakdown policy at £54.50 for full UK cover. I announced this on the site a few weeks ago and it has generated quite a lot of interest already.



Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50

[Tim@ChrisKnott]

Explanation of phone system changes
to improve call handling.
Just to let you know that we’ll shortly be improving our phone system so that you’ll find out sooner if all our operators are busy. This rarely happens now as we've added more staff but this is for the odd occasions when it may do.
At the moment, if the whole quoting team is engaged, customers get through to a receptionist who takes down a phone number and we call the customer back. The downside is that, when we ring back, it’s either not convenient for them to talk or we get voicemail.
So to improve things and increase your chances of getting through to us first time, we’ll no longer take down numbers for call-backs. Rather than keeping you holding, we’ll tell you earlier that we’re busy and ask you to call back when it’s most convenient to you.
That’ll save your time and your phone bill (unless you’re already saving by using our 0800 number) and we’ll be able to handle more calls first time round because we won’t have quote staff tied up ringing other customers back.
We’ll monitor how well it works over the coming weeks and make any changes as necessary.



Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50

[Tim@ChrisKnott]

Just as a matter of interest, when I look at the number of people who have called us from this forum and compare that to the number of forum users, it is quite a low percentage.

I realise that some people don't meet the criteria but we have broken records quite often this year in terms of income showing that this scheme is successful when people do ring us. In fact, we're on target for it being one of the best years we've ever had in 26 years of trading.

My question is why aren't more people calling us on here? Just curious!



Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50

[Jack]

You'd be top of my list if you insured caged cars.

[Grim Reaper]

my insurance is due on the 19th of this month...i will give you a call on monday because i think thats when im off

[Tim@ChrisKnott]

Hi
Just to let you know I'm taking a (well-earned?!) rest over Christmas!
From today, I am only in on 23/12 but then off till 4/1/10 so won't be able to answer insurance-related questions on here till then.
Of course, the office will still be open each day except the 'Bank Holidays', Christmas Eve, New Years Eve, Saturday afternoons & Sundays – 0800 917 2274 or 01580 752961 if ringing by mobile.
The claims department is manned 24 hours a day and the claims helpline number can be found on your Certificate of Insurance & policy booklet.
Have a good Christmas and a peaceful New Year.



Kind regards
Tim
Chris Knott Insurance - official insurance scheme
QUOTE REF 921 WHEN RINGING
0800 917 2274 or 01580 752961 (cheaper if phoning by mobile)
http://www.chrisknott.co.uk
QUALITY FULL UK BREAKDOWN COVER POLICY = £54.50

[Tim@ChrisKnott]

Hi
As with most people, we have been affected by the snow but most of our staff are in now though it took some time. We are due more snow in our location in the next few days but as half our staff are fairly local anyway, this shouldn't be a problem.
I'll let you know however if there are any significant changes re staffing!
UPDATE - JUST BEEN TOLD WE ARE SHUTTING AT 3.30PM TODAY - WEDNESDAY 6TH JANUARY!