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25-04-2005, 08:41
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#101 | | MIGWeb User
Join Date: Aug 2004 Location: liverpool Drives: calibra turbo phase1
Posts: 423
| Its no good if you live in LIVERPOOL | 
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25-04-2005, 13:18
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#102 | | MIGWeb User
Join Date: Mar 2004 Location: newcastle upon tyne Drives: WRX
Posts: 44
| Wouldn't insure with them again. Took over two month to get paid out after my accident even tho the other person admitted liabilty. | |
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24-05-2005, 09:23
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#103 | | MIGWeb User
Join Date: Aug 2003 Location: Isle of Gloucester Drives: Mini-twink Nova
Posts: 1,611
| They were sound as a pound for me. Beat my best quote by 200£ And I can have most of my future planned mods for free.
Which included a roll cage.. other companies went flippin mad when I asked about that! | |
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03-06-2005, 15:31
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#104 | | MIGWeb User
Join Date: Jan 2005 Location: Sheffield Drives: Veccy GSI
Posts: 591
| I just had an interesting talk with HIC. They are apparently the sister company to Adrian Flux! Bizaar! Also they quoted through a different company (not Highway). So why are they nearly £300 more expensive than Adrian Flux???? The guy still tried to sell the policy though! Yeah rite! Exactly the same cover except HIC offered track cover.
Rang Insurance Factory, wouldn't even quote for me when I told em what my cheapest quote was!
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I like the look of the new GTI, but there again I have only seen them in my rear view mirror!
Discrimination is over rated, I find it easier to hate everyone.
DISCLAIMER: I know nothing about everything, if you listen to me, it's your problem. | |
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05-06-2005, 20:06
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#105 | | MIGWeb User
Join Date: Aug 2003 Location: Isle of Gloucester Drives: Mini-twink Nova
Posts: 1,611
| Mine was underwritten by Chaucer. Don't remember who my AF quote was underwritten by... | |
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06-06-2005, 23:33
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#106 | | MIGWeb User
Join Date: Oct 2004 Location: Herts / Essex Drives: Astra MK1 Turbo
Posts: 304
| HIC insure my MK1 Astra Turbo inc all mod's (272bhp) for £230 fully comp 
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272 BHP Mk1 Astra GTE - It Goes Alright For An Old 'Un | |
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08-06-2005, 12:11
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#107 | | MIGWeb User
Join Date: May 2005 Location: wiltshire Drives: calibra 8v se3
Posts: 224
| try direct line. i assumed that cos their quite big the prices would be high but i pay £900 a year 3rd party for my calibra. i know that sounds quite high but bear in mind that im only 21, ive no no-claims discount and 3 points (sp30)! | |
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08-06-2005, 17:37
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#108 | | MIGClub Member
Join Date: Aug 2003 Location: Fareham, HANTS Drives: Corsa XE & ACT.
Posts: 2,015
| What do you think HIC are like with ppl with more than 10 points? I have just been round the clock - back to 0 now but with a TT99 scar. I have 4yrs no claim coming up and im 22. Gonna be fun!!! I am married now though...
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///SOUTH CENTRAL MINCERS
Peter: Oh my god, Brian, there's a message in my Alphabits. It says, 'Oooooo.'
Brian: Peter, those are Cheerios. | |
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09-06-2005, 11:12
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#109 | | MIGWeb User
Join Date: Sep 2004 Location: Fife, Scotland Drives: MK4 Astra SRi 1.8
Posts: 1,035
| Quote: |
Originally Posted by Mike Mine was underwritten by Chaucer. Don't remember who my AF quote was underwritten by... | My current policy is underwritten by Chaucer, Through HIC.
Beat the best quote I got by £100
Bob
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1992 Cavalier SRi 16v & 2001 MK4 Astra 1.8 16v SRi - Mon The Griffin! | |
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06-07-2005, 12:35
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#110 | | MIGWeb User
Join Date: Aug 2004 Location: Lincoln Drives: KA Turbo
Posts: 247
| hic dont insure anyone under 19 so thats pretty ****! im quite annoyed now  | |
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07-07-2005, 12:39
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#111 | | MIGWeb User
Join Date: May 2004 Location: Northern Ireland Drives: 1.2 8v corsa
Posts: 773
| Dont insure northern ireland drivers thats a bit bollox! | |
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12-07-2005, 10:36
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#112 | | MIGClub Member
Join Date: Dec 2002 Location: Wrexham, N.Wales Drives: Astra TwinTop Sport
Posts: 7,262
| Just tried them for insurance on my Vectra and they were just under £500 more than adrian Flux
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/// Put a Donk on it.... | |
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12-07-2005, 12:07
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#113 | | MIGWeb User
Join Date: Mar 2005 Location: Street , Somerset Drives: Pulsar + Terrano
Posts: 2,631
| Connected me to a call center in India ? and were more expensive than Norwich union Direct
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Originally Posted by Chavtastic Via PM ... leave the negative comments off my threads please. Several users have been gagged for this kind of thing, please leave it out. | | |
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28-07-2005, 16:59
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#114 | | MIGWeb User
Join Date: Dec 2001 Location: Darlington Drives: BMW e46 Convertible
Posts: 1,025
| i pay 186 quid on my corsa (huge spec) (4 years NCB) and 300 on my astra (but i have no NCB on this one) | |
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28-07-2005, 19:53
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#115 | | MIGWeb User
Join Date: Sep 2004 Location: Fife, Scotland Drives: MK4 Astra SRi 1.8
Posts: 1,035
| Only problem I have with HIC is they charge £25 to change your car!
Bob | |
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28-07-2005, 20:52
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#116 | | MIGWeb User
Join Date: Oct 2002 Location: Swindon Builds: Nova Drives: Fiesta XR2i 16v
Posts: 1,222
| Im insured with HIC have been for over a year. They seemed cheap last year and renewal was good this year. Im 22, 9pts, 2 years NCB and i pay £450 to insure my calibra TPFT. | |
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28-07-2005, 21:10
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#117 | | MIGWeb User
Join Date: Jan 2001 Location: Kent Drives: Cav SRi 8v
Posts: 2,848
| Just signed up with HIC for the next yr...
did some phoning around and HIC, Adrian Flux were the top two... Played one off against the other and got fully comp £334.?? for a Cav Mk3 SRi 8v... 16v conv, lowered, leather, bodykit, 5 stud, blah blah blah!
That'll do me! 
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FORSALE - Huge selection of Vx parts in forsale section
XE/LET FPR Adapter Plate - GLENCOE LTD, 01784 493555, GM-H adaptor, £29.38inc vat and p&p | |
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29-07-2005, 12:32
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#118 | | MIGWeb User
Join Date: Oct 2002 Location: Swindon Builds: Nova Drives: Fiesta XR2i 16v
Posts: 1,222
| HIC is a sister company to Adrian Flux IIRC. | |
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29-07-2005, 15:11
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#119 | | MIGWeb Moderator
Join Date: Nov 2001 Location: HERTFORDSHIRE Drives: 500bhp LET, soonish!
Posts: 9,142
| You are correct, BUT Adrian Flux do not offer agreed valuations, or driving any vehicle 3rd party under 25yo.
My premium with AF was £930, No AV, or TP other vehicles, HIC £1030 with AV, and TP other vehicles, but £475xs!
I'm 23, 6y PNCB, no points, fully declaird mods, eek!!, the price you pay for a modded car! I'm getting a quick standard car next year as having to buy a house! | |
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29-07-2005, 15:13
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#120 | | MIGWeb Moderator
Join Date: Nov 2001 Location: HERTFORDSHIRE Drives: 500bhp LET, soonish!
Posts: 9,142
| You also can't play AF off against HIC! | |
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29-07-2005, 16:06
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#121 | | MIGWeb User
Join Date: Jan 2001 Location: Kent Drives: Cav SRi 8v
Posts: 2,848
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Quote: |
Originally Posted by Nobbie You also can't play AF off against HIC! | Well I did!   | |
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29-07-2005, 16:55
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#122 | | MIGWeb User
Join Date: Oct 2002 Location: Swindon Builds: Nova Drives: Fiesta XR2i 16v
Posts: 1,222
| I found AF quotes silly. Im a member of PNG, have been for nearly 3 years and AF are "recommened" by the group. Phoned them for a quote on my nova and it was nearly double what i payed with HIC!
With HIC im insured to drive other cars TPO, no AV, not sure what my XS is though. | |
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01-08-2005, 15:18
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#123 | | MIGWeb User
Join Date: Jan 2002 Location: St.Austell. Cornwall Drives: Golf Anniversary T
Posts: 880
| Quote: |
Originally Posted by Nobbie You are correct, BUT Adrian Flux do not offer agreed valuations, or driving any vehicle 3rd party under 25yo.
My premium with AF was £930, No AV, or TP other vehicles, HIC £1030 with AV, and TP other vehicles, but £475xs!
I'm 23, 6y PNCB, no points, fully declaird mods, eek!!, the price you pay for a modded car! I'm getting a quick standard car next year as having to buy a house! | thats funny cause i've just had an agreed value pay out from Adrian Flux!
You are right though about the driving of other vehicles 3rd party | |
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02-08-2005, 08:04
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#124 | | MIGWeb User
Join Date: Aug 2001
Posts: 483
| Quote: |
Originally Posted by Nobbie You also can't play AF off against HIC! |
errrm- i did just this to the tune of £172 last renewal
in 3 years my insurance has gone from £1800 tpft (Astra Gte 8v no mods) to £272 tpft (170bhp Cav Gsi all mods declared)
i play them off against eachother every year | |
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02-08-2005, 08:19
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#125 | | MIGWeb Moderator
Join Date: Nov 2001 Location: HERTFORDSHIRE Drives: 500bhp LET, soonish!
Posts: 9,142
| Quote: |
Originally Posted by Matt Johnson thats funny cause i've just had an agreed value pay out from Adrian Flux!
You are right though about the driving of other vehicles 3rd party | This is why i hate insurance companies, they're always changing the goal posts, i was told that from 6 months ago they no longer offer AV's.
I did play them off a little, but it makes sense to pay a bit more,. and get alot more, i.e. 3rd Party, and AV. HIC only charge about £18 for an AV! | |
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