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15-12-2004, 06:35
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#51 | | MIGWeb User
Join Date: Jul 2001 Location: Alness Drives: Cavi SRi
Posts: 838
| Re: HIC Insurance Discount A few people have asked what HIC were like to deal with in the event of a claim so i thought i would give my 2p
I was rear ended while stationary at a pedestrian crossing a few weeks back. Was a saturday afternoon so couldn't speak to them till the Monday. HIC were brilliant to deal with
Even though the guy that hit me did a runner and police were involved they had a hire car at my door by lunchtime the next day. Claim was settled in 7 weeks which I believe is good but probably would have been much sooner if there was no hassle with police reports etc. They gave me callbacks without any prompting and kept me informed of what was happening and who was dealing with my case.
I just went back with them for another year
96 Vectra 1.8; 23yrs old; 2yrs no claims; 2 yrs driving; track cover; legal cover; Drive anything else. Quote: £425
EDIT 23/12/04: Guy that ran into me got £400 fine and 6 points.
Last edited by Dutch; 22-12-2004 at 23:30.
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15-12-2004, 07:16
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#52 | | MIGWeb User
Join Date: Apr 2004 Location: Oxfordshire, UK Drives: '96 Calibra Turbo P2
Posts: 3,504
| Re: HIC Insurance Discount Quote: |
Originally Posted by Dutch FOR SALE in Highlands: twin 40'd Nova. Completely rebuilt shell. No interior and no rust. Pics here £750 | Good to hear that HIC came through when it counts.
Surely your Nova is worth more? Looks mint! |
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16-12-2004, 13:52
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#53 | | MIGWeb User
Join Date: Mar 2004 Location: edinburgh Drives: cavalier turbo
Posts: 2,199
| Re: HIC Insurance Discount thats who im with cav gsi,6yrs ncb 320 a year,nice wee nova but what u doin with the cav gsi thats in bits,if your breaking ill have the wing mirrors,mine is the same colour but some **** hit my mirrors off. |
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16-12-2004, 19:21
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#54 | | MIGWeb User
Join Date: May 2004 Location: NW, England Drives: 2.0 Ecotec Astra
Posts: 1,159
| Re: HIC Insurance Discount hav they got a website ? |
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17-12-2004, 17:08
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#55 | | MIGWeb User
Join Date: Oct 2002 Location: Swindon Builds: Nova Drives: Fiesta XR2i 16v
Posts: 1,243
| Re: HIC Insurance Discount no. |
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11-01-2005, 15:46
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#56 | | MIGWeb User
Join Date: Jan 2005 Location: nr Alton Towers Drives: nova14sri yzf-r1
Posts: 40
| Quote: |
Originally Posted by MikeWarner MIG now has discount insurance with HIC, who have specialised in performance car insurance for many years. Quotes from HIC can rarely be beaten and we urge all MIGClub and MIGWeb members to ensure that you phone them for a quote next time you need to renew. Although MIGClub members will receive are larger discount, HIC will also give a discount to MIGWeb users too.
To get the best quote, please call 08451290290 and ask for Phil Newman. Being insured through them myself, I can personally recommend them as being efficient and cheap - saving me almost £300 over my previous insurer.
Please mention MIGWeb when calling and if you are a member, please ensure you let them know.
Visual mods are covered at no extra cost. Power increases of up to 10bhp are free (covers a performance air filter and back box). Further power increases result in sensible increases in premium. Legal cover is free. Track cover is free. | |
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11-01-2005, 18:28
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#57 | | MIGWeb User
Join Date: Feb 2002 Location: bristol Drives: astra gte 16v
Posts: 214
| i wasnt very impressed with HIC and insuranced it with someone else and saved £70 and thats on a calibra turbo |
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13-01-2005, 15:52
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#58 | | MIGWeb User
Join Date: Aug 2004 Location: Durham Drives: Vectra V6 SRI
Posts: 951
| just tryed them and they wont ensure me cos im unemployed at the moment  |
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13-01-2005, 15:58
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#59 | | MIGClub Member
Join Date: Sep 2001 Location: Northants Drives: Vectra SRI
Posts: 17,005
| Become a "househusband" like me  |
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13-01-2005, 23:39
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#60 | | MIGWeb User
Join Date: Aug 2004 Location: Durham Drives: Vectra V6 SRI
Posts: 951
| Quote: |
Originally Posted by Dom Become a "househusband" like me  | good plan  |
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13-01-2005, 23:46
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#61 | | MIGWeb User
Join Date: Jul 2002 Location: Nantwich Drives: Integra / Cav track
Posts: 557
| Tried them on the Astra Coupe, the girl on phone was very nice, but they were 22% over Liverpool Victoria. I then asked about insuring the Cavalier SRi, the girl got very excited and said we are better with older cars, came back with £800, so that was that. |
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14-01-2005, 06:36
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#62 | | MIGWeb User
Join Date: Sep 2003 Location: Bexhill On Sea Drives: Astra Coupe Turbo
Posts: 158
| Im insured with hic. 750 pound tpft, on a cav gsi, no ncd, and im 21.
Been with them a year now, they wanted to charge 35 pound for legal cover,
so i said no then when i rang back to take it up they said it was free and included.
and would not let me take it off and save 35 pounds (on some sort of bonus for it).....
good company have to wait while to get to talk to them when u call (which a bit of a nightmare).
.
but 100% cheeper then every where else, and i work for an insurance company.
and i cant find anyone to beat them. |
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14-01-2005, 10:16
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#63 | | MIGWeb User
Join Date: Jan 2005
Posts: 4
| i have a 1200cc corsa and im insured for £1000 on my mums insurance and if i wanted to put the alloys i bought on to the car they wanted an extra £600 and its only third party! can HIC help? |
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14-01-2005, 10:27
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#64 | | MIGWeb User
Join Date: Jan 2002 Location: Sunny West Brom Drives: Mk1 Astra/Vectra
Posts: 1,381
| You should give them a ring they can only be a worse quote but very much doubt it |
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14-01-2005, 14:08
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#65 | | MIGWeb User
Join Date: Jan 2005 Location: nr Alton Towers Drives: nova14sri yzf-r1
Posts: 40
| have not tryed hic yet but adrian flux quoted me £335 tpft on my 1.4sri nova an i have 11 points on my licence they saved me £230 |
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14-01-2005, 14:45
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#66 | | MIGWeb User
Join Date: Dec 2004 Location: North Wales Drives: Calibra Turbo Evo5
Posts: 1,046
| Im trying to get a quote for my cally 16v now, being 20, its pretty hard
Recon they will insure me for the 600 im paying now?? |
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14-01-2005, 19:49
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#67 | | MIGWeb User
Join Date: Feb 2002 Location: bristol Drives: astra gte 16v
Posts: 214
| try direct choice insurance on 0870 1221 102 saved myself £70 compared to hic |
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14-01-2005, 21:30
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#68 | | MIGWeb User
Join Date: Dec 2004 Location: North Wales Drives: Calibra Turbo Evo5
Posts: 1,046
| yeah will do |
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16-01-2005, 09:59
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#69 | | MIGWeb User
Join Date: Sep 2004 Location: WEST MIDLANDS
Posts: 139
| I think i will give them a try  |
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16-01-2005, 21:22
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#70 | | MIGWeb User
Join Date: Oct 2004 Location: Barry s/wales Drives: vectra sri
Posts: 477
| i' with abbey payin 1400 for my 2.0 16v i'm 23 so i'll give hic a try in the morn. any other good and cheap insurers  |
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17-01-2005, 00:34
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#71 | | MIGWeb User
Join Date: Jan 2005 Location: manchester Drives: Nova
Posts: 91
| i used to be with norwich union but when i had a smash, they were impossible. couldnt understand them, they were sendning me round all the different sections. been on hold for 3 hours, all i wanted to know was if the had received any news on the driver who slammed into me |
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25-01-2005, 19:14
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#72 | | MIGWeb User
Join Date: Jan 2005 Location: Stratford Upon Avon Drives: Calibra X20XEV
Posts: 32
| I tried to get a quote for my Calibra 2.0 16v today. I phoned and spoke to Andy. ( very helpful Guy) He told me that because i have never had a policy in my own name (have always had company cars) that he would not be able to provide me with a quote on this car. Never mind. Managed to get a quote from Elephant.co.uk for £540. 23 year old, 3 points ( SP30 ) no NCB, Never had insurance in my own name, Not bad i thought.  |
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26-01-2005, 22:25
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#73 | | MIGWeb User
Join Date: Aug 2004 Location: stoke Drives: Astra coupe turbo
Posts: 1,191
| They quoted me £1152 on my corsa xe.Flux quoyed me £783 all mods declared well impressed with them i was expecting over a grand because my car is heavily modified. |
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11-02-2005, 18:03
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#74 | | Registered User
Join Date: Nov 2000 Location: St. Asaph, N. Wales Drives: Nova, Passat
Posts: 10,283
| been ringing round
1.2i with 1.6i engine fitted
LV Renwal = £534.10
1st quote = £620
passed to
DML = £not at all
passed to
hi-performance £not at all
next
4youngDrivers = £169??? calling back
Flux = lol phoned flux got passed call holding co... they put me though to hi performance!!! i rang flux back and kicked off :twisted: now onto flux
Flux again = fc£433 - tpff£308
Cis = fc£337.15 tpff£307.5
hic = fc£450+ tpff£377 |
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12-02-2005, 11:49
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#75 | | MIGWeb User
Join Date: Sep 2002 Location: Leicester Drives: Fiat Coupe 20v Turbo
Posts: 5,632
| im renewing with HIC they quoted me for:
-97 astra sport (orginially 2.0 16v ecotec)
-with c20let fitted
-all other mods such as 18's, gsi bodykit, v6 brakes etc etc
-third party fire n theft
-1500 worth of stereo cover
-22 years old, with 3ncb and le2 region (medium crime rate)
for 748 quid including all legal expenses and admin fees, just over a grand cheaper than LV |
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