A few people have asked what HIC were like to deal with in the event of a claim so i thought i would give my 2p
I was rear ended while stationary at a pedestrian crossing a few weeks back. Was a saturday afternoon so couldn't speak to them till the Monday.
HIC were brilliant to deal with
Even though the guy that hit me did a runner and police were involved they had a hire car at my door by lunchtime the next day. Claim was settled in 7 weeks which I believe is good but probably would have been much sooner if there was no hassle with police reports etc. They gave me callbacks without any prompting and kept me informed of what was happening and who was dealing with my case.
I just went back with them for another year
96 Vectra 1.8; 23yrs old; 2yrs no claims; 2 yrs driving; track cover; legal cover; Drive anything else. Quote: £425
EDIT 23/12/04: Guy that ran into me got £400 fine and 6 points.