Telephone team: 01277 376000
Website address/Online applications: www.greenlightinsurance.co.uk
After successful discussions with the forum heirarchy in relation to supporting Migweb we are pleased to confirm that we are now able to offer members an alternative option for their Motor Insurance requirements.
We're also able to help members experiencing difficulties with Insurance related issues and can provide qualified advice to assist members wherever required.
Having now confirmed our trader status we felt providing those of you who have not previously encountered Greenlight with more detail would be the best way to begin.
Why try Greenlight to Insure my performance or modified Vauxhall?
As a business we are genuinely different to most mainstream providers. Our staff and senior management are vehicle enthusiasts who own and run the types of cars that our customers drive, which helps to ensure we maintain a level of understanding beyond most everyday Insurance providers.
We were established as a genuine specialist vehicle Insurance provider and have a strong level of technical knowledge in respect of performance, modified, custom, classic and kit built vehicles.
Greenlight have a long standing pedigree and have been providing our specialist vehicle Insurance products to the performance, modified, classic, custom and kit car owner since 1996.
It’s safe to say we are not the usual ‘men in grey’.
How will your Insurance schemes for Migweb members work?
We already have plenty of experience in covering Vauxhall models in both standard and modified format through our involvement with other affinities (forums, owners clubs and tuners) who we have dealt with for years, which is helpful.
Your rates and benefits will be specific to the model that you drive and influenced by the claims received vs premium received from fellow members, so as collective members you will effectively be helping to have a direct influence upon the premiums paid and terms provided.
We are here to listen to the comments of members, including those who contact us for a quotation or take out policies with us during this time, with your feedback being used to improve the service we provide to you.
What if my vehicle is modified?
Modifications are not a problem to us and will be covered under our modified car Insurance products upon a like for like replacement basis in the event of damage or theft.
Unlike most Insurance providers, a good proportion of our staff own and run the type of cars that we cover, meaning we have a decent understanding of the mentality and positive care of car that comes from people that take pride in the vehicle they drive.
For this very reason we particularly like to cover modified vehicle drivers, as our view is very much that if you are spending money to improve your vehicle it demonstrates that you keep your vehicle in good order and clearly care for your vehicle.
We have a pedigree for covering modified vehicles dating back to 1996 and have a decent understanding of the merit for carrying out the respective modification to your vehicle, the impact of the modification upon the vehicle and in most cases the tuner supplying or converting the vehicle.
You CAN disclose all modifications and we can accommodate just about any enhancement (up to and including full roll cages and nitrous oxide).
Our underwriters offer ‘like for like’ replacement of modified parts for repairable instances and where possible, or an equivalent substitute part will be offered.
What cover features do you have?
Under comprehensive cover contracts we can offer the traditional cover levels that you are accustomed to, which includes features such as windscreen cover, audio cover, free European cover, legal expenses cover, no claims bonus protection, a courtesy car from the approved repairer network whilst your vehicle is in for repair and a repair guarantee for the work undertaken by them.
In addition to the traditional cover, several of our Underwriters offer additional features and if any of these are useful to you our staff will be able to explain them in further detail to you:
Like for Like replacement of modified parts – individual after market vehicle enhancements that are are covered under our modified vehicle schemes will be replaced upon a like for like basis in the event that damage is sustained or a part is stolen. In the event that parts are obsolete we will work with you to source an appropriate replacement (usually the equivalent part that superseded the obsolete part), or look to provide a cash value to enable you to select an alternative.
Trackday cover – provides cover to your vehicle for accident damage sustained as a result of using your vehicle upon a UK race track. This cover is available under some of our annual Insurance schemes as a pay per event option for customers that are covered with us.
Guaranteed total loss car hire – This is a policy cover option that can be selected under some of our schemes to keep you on the road in the event that your vehicle is stolen or written off as a result of an Insured incident. The hire car would be provided for up to 14 days.
Key cover – This optional feature is available to cover the cost of replacing your coded keys and locks in the event that your keys are lost or stolen, up to a cost of £1500. The cover can also extend to cover keys to your home in the event that your household keys are attached to the unique keyring provided.
Basic acceptance criteria
When covering performance model vehicles under our preferentially rated schemes being primarily performance or modified vehicles there are some acceptance requirements to qualify for these schemes. The underwriters require all drivers to:
1) Be aged 21 or over
2) Have held a full UK license for at least 3 years
3) Have 2 or more years no claims (NCB) in their own name (unless the vehicle has been Insured by you for the last 12 months)
4) Have current proven driving experience of a performance car, owned and Insured in your name within the last 12 months (or across the entire winter period)
5) Ensure that where their vehicle is valued beyond £2500 it is fitted with a Thatcham approved security device (most UK models have this fitted as standard, which can be verified by our staff)
Insurance rating is based upon the historic performance of the policyholders that are covered and from time to time we may be unable to assist, or seem uncompetitive. This is likely to be as a result of our preferentially rated schemes excluding aspects of risk that have been consistently loss making for a period of 3 years or more.
What we can assure you is that we will always look to help each and every one of you, looking for the positive factors in every applicant to help source the best possible offer that we can from our range of available schemes.
Why the Performance and modifed models?
We are a niche Insurance specialist and as such look to cover models of vehicles that people aspire to own, take pride in and put a smile upon the drivers face.
This ensures a cherished factor and we particularly like the element of pride, along with the heightened care that goes hand in hand with owing a performance car (rather than a basic a-to-b model). To us this represents a great moral factor – our comparative premiums and terms provided are geared to reflect this.
Do you cover other models?
We are primarily here to cover performance Vauxhall models, but do have schemes available to cover an array of other performance, modified, classic (standard or modified), custom, kit car and motorhome models for members if required to do so.
In addition to our specialist schemes we are developing access to open market products that we can use where members have requirements beyond the existing scheme criteria. Whilst open market schemes are not forum specific, they will help us to accommodate additional members along with establish the needs and develop further schemes beyond those we already offer.
How can I get a quotation to see what you can do for me?
You can apply either online, or via the telephone depending upon your own personal preference.
Our dedicated telephone team can be reached on 01277 376000 during office hours and will be happy to help
Alternatively, applications can be handled online and to find out more about us or to apply for a free quotation simply visit www.greenlightinsurance.co.uk
Thanks for listening, we look forward to hearing from you and welcome the chance to help with your Insurance requirements.