Check a Car is Insured For Free

[MSG]

Thanks Leishy07, I hope so, I might have to drive back a car for a mate who is buying one but he can't drive it back as he has not sorted out his insurance having just passed his driving test, problem is all the companies he has rang they want to know first what car he is buying and what its registeration number is, often things don['t work like that, for example if someone is selling a car 100 miles in the next town, and if we go by train to have a look at the car and if we find the car is ok and pay for the car and we hope to drive back without having to arrange for an insurance from a road side. So if he buys that car, signe the document and the car becomes his on exchanging the money, he can then authorise me to drive it back for him, under my own insurance as a 3rd party cover only, as long as I get his car home for him, he can then try and obtain best quote for it by calling several brokers.
The one thing is the car will have some road tax on it.

[Lee H]

Are you covered if your insurance allows you to drive someone's car with their -permission although that person who authorises you to drive his car himself hasn't insured his vehiocle?

No, to use the drive other vehicles extension on your policy the other vehicle must be insured by the owner or registered keeper.

[j23hsk]

J611PBH is NOT on the Motor Insurance Database today


By allowing someone to drive this vehicle, the driver is at risk of being STOPPED by the police and having their vehicle impounded, and possibly DISPOSED OF, if proof of insurance cannot be provided.



haha astra gsi near me,druggy=no insurance as suspeected

[Xen0phobiak]

My nova shows as a robin reliant lol.

Had a chat with a police officer about this, and apparently if you tax+insure the car at around the same time you get a corrupt record, and it happens often.

I'd best give flux a ring tonight and get this sorted.

[TomH]

well mines still not showing on that site, and im not worried as i know im insured

[swinny_015]

If you dont have the cert with you they can

true.... as the police woman told me and threatened to impound mine earlier on this week

[lukeykookey]

this site is wank

This one or that one? lmao

[Terry81]

Fantasic stuff! Can't beleive i missed it!

Ta

[Violet]

Anyone got the ones Dom posted a while ago to check if the car is written off?

[Tracy]

haha first person I could think off that might be uninsured, is uninsuredlmao

Me too!!! Anyway of reporting them on that site?

[Major Bumfluff]

What happened to ya GTE then Tracey?

[MSG]

well mines still not showing on that site, and im not worried as i know im insured

In which case you would be advised to keep all the details of your insurance with you whilst driving, i.e Insurance company, policy number and possibly their phone number. Carrying a certificate with you is pretty meaning less because the insurance could have been cancelled etc. (Pretty sure you know already, whats the harm in me saying it )

[Dean_W]

Hmm.....uninsured. I don't think so. Got my documents in my work drawer.

[maxlee]

cracking i wonder if my naybers no about this
i had a nayber ask me "how do you insure all your cars?" nowing they always complane to police about were i park etc i told them i dont beleave in insurance its cheaper to pay the fines

i run a trade insurace so i can drrive any thing up to 7.5kworth and if i have it for more then 16 days the insurer asks me to put it on the database but on the database or not it still dosen't come up when the police stop me lmao or you look on that site

[sam_p2000]

How do you report someone? Checked a neighbors car and it not insured and the little tw*t keeps parking so i cant get my van out of the steet without getting up on the other kerb.
Maybe i should just drive into it ?

Good find that site though. If i have to declair all mods and pay £850 a year so should everyone else!

[TurboCav220]

But if you have a trader policy, then you should put all your cars on the mid update website anyway, shouldn't you?

Yes thats right mate, you usually have between 7-14 days to register it so it shows up as insured on the ANPR. Then you just take it off once its sold.

[paulmanta]

I have a motor traders policy and none of the vehicles i have covered on that policy came back as insured, also my Ascona which is insured through Adrian flux came back as having no insurance despite being insured fully comp since october !

I would suggest it is more a guide than gospel but i have some phoning to do now !

[montytronix]

not only that..... many chavs do not have modified car insurance-[if they have normal car insurance
on their modded cars]

which is just as bad-
if they kill someone chavs insurance company will say its void as their policy does not cover any modifications and wont pay up....leaving the families of deceased in the lurch.....very sad

the courts would act accordingly with a stiff sentence [what ever that means today]

[c0rsa_b0i]

sweet as, the little UNT© who i suspected to not be insured... ISN'T!


what a supriselmao

[Fow16v]

my car has come up as not insured which i can confirm is right as i got pulled today by anpr, caused me a headache and made me late for work lol, fecking insurance company

[Dom]

not only that..... many chavs do not have modified car insurance-[if they have normal car insurance
on their modded cars]

which is just as bad-
if they kill someone chavs insurance company will say its void as their policy does not cover any modifications and wont pay up....leaving the families of deceased in the lurch.....very sad

the courts would act accordingly with a stiff sentence [what ever that means today]

I think you'll find that the insurance will pay out but would be well within their right to claim back any compensation and costs from the driver who failed to declare their mods.

[Fow16v]

any idea how long this mid takes to update? i rang the insurance this morning and told them i wasnt on there and they said they will update the records, is it a 24 hour update thing or something, ill just carry the cert with me for now then

[Steve!]

my nova has been updated for engine size with the dvla, is insured with all mods declared, and yet that site lists it as a 1.2 which is what it started out as?

because the Corsa is still a 1.2 no matter what engine you put in!!

[RobJenko]

my car has come up as not insured which i can confirm is right as i got pulled today by anpr, caused me a headache and made me late for work lol, fecking insurance company

lmao lmao lmao

any idea how long this mid takes to update? i rang the insurance this morning and told them i wasnt on there and they said they will update the records, is it a 24 hour update thing or something, ill just carry the cert with me for now then

when the insurance ran out on the astra a few weeks ago (didnt drive it for a few days till payday came and i re-insured it), it took about 24 hours after starting a new policy with a different company before it showed.(i checked when starting the new policy to make sure that it flagged up as insured)

[LEE69]

24 hours it took for mine to be on there after insurance renewal.