Track Day Insurance?
Just had a quote for my Astra to be covered for the track day at Colerne Airfield.
Car insured for £1000
Excess £500
Policy for one days cover £80.
And you earn no claims discount on this too
Ive never done track days before so not had insurance for this type of thing.
Does this sound like a good price? :dunno:
It hardly seems worth it though with the excess????
I get that level of cover with my insurance standard, everyday insurance policy. Thats through HIC.
What you are covered for track days whenever you feel like it at no extra cost??
yeah, well was on my old policy havent checked this one, probably not now Ive switched to the cav and classic car cover.
Whats the point of insuring a doggy old GTE?
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Brett - Cheers for that just got a quote Fully comp with protected no claims inc track cover £579 for the year. Its £150 more than i pay now but i can do unlimited track days
Cos if i smash it up on the track i dont wanna be left with no car dumbass!!!!Originally Posted by DaveB
Which broker do you use via HIC?... the highway version will have an excess off 2000, if you can prove you have track experience its 1000...
the road and track excess is different.
www.wix.com/vxlgsi/zxr-750-r
You could replace your car with the £500 you'd have to pay in excess
Was £1000 for no experience last time I looked, £500 is you can prove.
tbh, if it wasnt there I wouldnt have bothered.
Yeah i prob wont bother then tbh, but when i renew ill go for HIC
So if you total it, you get 1000 - 500 excess = 500 - 80 quid fee = 420 pounds to repair/replace your car.
Doesn't look that good a deal to me?
"Undercover maniac"
Nope its not is it? Not gonna bother....
The cover is not that important on your car, as said above the excess is half the value of the car. The real benefit is if you plow into the back of a Porsche GT3 and write it off, suddenly a £500 excess is peanuts
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dhdev hit the nail on the head
do track days check for any insurance cover or is it knock for knock
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depends how gentlemanly the agreement is.... usually knock for knock as both of you knew the risks on driving onto the track.
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Fixed broken gearbox calc :)
Yes i've always known it knock for knock. Hence at Coombe with the pr*ck in the white sierra I just let him by, if i kept him behind and he smashed me would be nothing i can do!
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