I gave them a call when my insurance was due for renewal and they couldnt beat my quote from Greenlight with my club discount, but it was still fairly cheap at 630 Fully comp. But greenlight gave me 580ish so I stayed with them
I've just changed from HIC to Adrian Flux as they annihilated the quote... Flux's tpf&t quote with LET was less than HIC's with XE, ended up going fully comp for £200 less than HIC wanted for tpf&t with the LET. Did try to phone HIC back to see if they could do anything but got fed up with not being able to get through and just went with Flux.
Not the area code in my case, been with them for the last 3 years or so and they've always underquoted everyone, just couldn't do it this year for whatever reason.
I honestly dont understand how this poo works, just 4weeks ago HIC gave me £900 on my nova which a 1.4 8v and im 22 with 3 year NCB and thats with 'no mods' decleard. they did say 'it coz u live a high risk post code' pure poo in the 10 years we been here no one from are block has had there car stolen or broken-in-to!
they were good with me too on my MK4 Astra...so not so bad for new models.
Elephant wanted 650 TPFF on renew for my MK4 no mods, called HIC they could do me full comp with mods declared for less than that (£50 less), or alternativly could do me TPFF for £300 so totally minced elephant and other quotes, i think cornhall wanted 1800 quid>!£RGT%$T$ WTF?!?£ 1800 on a standard (no mods declared) Astra G with a 1.4 litre engine with a years no claims goin jump i laughed at the guy on the fone and promptly hung up, didn't even wait for a reaction utter drivvel!
Didn't try flux as last year their quote wasn't too good, i'll include them in the search next year.
Adrian flux quoted me alot better this year than last. One or two places offered slightly cheaper policies but adrian flux policy was best. No mileage restriction and i am allowed to change any parts as long as the power is not further increased and no further cost.
Mk4 Gsi turbo with re-map, 9 litre intercooler, full stainless exhaust including pre-cat removal, dump valve etc,
25 year old, 3 points, 4 years NCB (protected) £820 fully comp. We are now getting to realistic figures as best price previous year was over £1300.
they did say 'it coz u live a high risk post code' pure poo in the 10 years we been here no one from are block has had there car stolen or broken-in-to!
I think its only the first bit of the code they are interested in, not the full thing.
PS. Yes they rock, my GTE 16v costs me £395 + £35 legal cover through them. I'm 23 with 5 years NCD though
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