Great renewal premium from HIC !!!!!

Dom · 24-08-2004, 11:03

Well the missus had her renewal through from HIC this morning :

Vauxhall Astra 1.4 Merit (60bhp) - 1994 L reg - 2 years NCD and no convictions/accidents :

£412.02 fully comp

Now I said this was a great renewal premium because we've been dying to move away from HIC ever since they charged us extortionate amounts of money to change cars mid term on the insurance.

A quick blitz on the insurance sites came up with these renewal premiums :

Diamond - £253 fully comp with £250 excess
Tesco.com - £271 fully comp with £200 excess
Direct line - £279 fully comp with £200 excess
Sainsburys - £353 fully comp with £250 excess

Ahhh being old has its advantages

- we might even be able to get it a little cheaper with a bit of haggling

Fenix · 24-08-2004, 11:08

A lot of people seem annoyed with HIC now and having probs with expensive premiums. I'm happy as hell with them though.

438 TPF&T for the cally 16v 12k miles
&
330 TPF&T for the xe'd nova 3k miles

thats at 25 with 2y ncb used on the cally

Gary · 24-08-2004, 12:07

tried eSure ?

Savage · 24-08-2004, 12:11

Calm down dear, it's only a commercial

Haynzee · 24-08-2004, 12:12

Gary did you get a special rate for 0 miles over 3 years?

Dom · 24-08-2004, 12:14

Quote:

Originally Posted by Gary

tried eSure ?

Esure only cover motorists with 4+ Years NCD.

My missus only has 2 unfortuantely. (I've got 9 !)

Savage · 24-08-2004, 12:14

Gary is your Astra SORN'd or are you taxing it just in case the Audi breaks down and needs a tow

?

Haynzee · 24-08-2004, 12:15

I think the DVLA have destroyed the V5 by now

Gary · 24-08-2004, 12:15

shut your flappyspamhole you.

Haynzee · 24-08-2004, 12:17

they bought it to help with your homework.. they bought it to help with your homework..

Gary · 24-08-2004, 12:19

Quote:

Originally Posted by Dom

Esure only cover motorists with 4+ Years NCD.

My missus only has 2 unfortuantely. (I've got 9 !)

insure it under your name then ? sounds like you could save a lot.

Gary · 24-08-2004, 12:20

Quote:

Originally Posted by °

they brought it to help with your homework.. they brought it to help with your homework..

[tomstickland]bought[/]

Haynzee · 24-08-2004, 12:25

Corrected.

And the household accounts, if your dad ever works it all out

Dom · 24-08-2004, 14:36

Quote:

Originally Posted by Gary

insure it under your name then ? sounds like you could save a lot.

The missus needs to build her NCD up herself. I've already got my NCD used on my Cavalier (£240 fully comp) so cant use it on another policy.

john humphries · 24-08-2004, 14:41

[quote=Fenix]A lot of people seem annoyed with HIC now and having probs with expensive premiums. I'm happy as hell with them though.

same here m8 no probs at all they were £800 cheaper than adrian flux

the_fbi · 24-08-2004, 15:27

Admiral have just informed me that I can't use my NCB which I earned with them as I've not been insured for the last 3 years (apart from through the company on their insurance for the co. car.

So even through i was insured with them for a few years before and gone back as soon as I need insurance, they are not honouring it.

Can't keep it for more than 2 years apparently, although none of their documentation tells you that, you are just suppposed to know because thats "that what the insurance industry does".

So thats cancelled and I need to find somebody with a better attitude....

speshman · 24-08-2004, 15:42

www.confused.com ?

***Astra Dan*** · 24-08-2004, 16:27

Firebond are good.

I'm well chuffed with HIC at the moment.

dathers · 24-08-2004, 18:33

Quote:

Originally Posted by the_fbi

Admiral have just informed me that I can't use my NCB which I earned with them as I've not been insured for the last 3 years (apart from through the company on their insurance for the co. car.

So even through i was insured with them for a few years before and gone back as soon as I need insurance, they are not honouring it.

Can't keep it for more than 2 years apparently, although none of their documentation tells you that, you are just suppposed to know because thats "that what the insurance industry does".

So thats cancelled and I need to find somebody with a better attitude....

That is a standard unwritten rule,although its probably in the small print.
If you have lots of no claims but wont be driving for over two years its well worth insuring a mini or something similar just to keep the no claims.

Ive just got my renewal from liv-vic,
Zero no claims as ive just wiped the 2 years i had with the crash ive just had.
30 years old,3 points for speeding,and a previous ban to declare.
On a re-built nova XE,all mods declared.
All for £495 fully comp with £100 exess.(exess gone down this year)
They have been great with the claim ive just been through aswell!
I got a brand new astra coupe hire car for 4 weeks(which is about £70 a week)
I got £1700 and got to keep the car to repair,also it hasnt been declared as written off to the dvla which is a bonus,but my exess was £350 last year so i only actually got £1350 + the car.
And if/when i needed to contact them they were very helpfull and even rang you back straight away to save your phone bill!
Dave